EB-5 Equity Ownership Model v. Debt Model

American Life, Inc. Investment Model
Comparison to our Competitors

AMERICAN LIFE. American Life’s EB-5 programs give investors titled ownership in the EB-5 project. The investor owns a percentage of the partnership that owns the project, including the real estate.

COMPETITORS. Most other Regional Programs bundle EB-5 capital and lend it to a developer.

  American Life – Equity Ownership Model Competitor – Debt Model
Investment Amount $500,000 $500,000
Subscription Fees Varies by Project Varies by Project
Ownership of EB-5 Project Yes. You own shares in a Limited Partnership that owns real estate No. Your money is loaned to a third party.
Annual Income Quarterly cash distributions from profits. Average annual yield for hotel and new Class A office, once stabilized is 5%. Annually 0.5% to 1.0% interest, less management fees. Owners may stop interest payments if cash is short.
Profit Potential Yes. EB-5 investors receive their capital, plus 70% of profit when project is sold. No. Return of original investment only.
Guarantee Return of Investment Not guaranteed by EB-5 project. The real estate has value when sold and all investors will share in the sales proceeds Limited guarantee. Possibility that other lenders will be paid before EB-5 investor. PPM says that investor may lose 100% of investment.

Competitor’s Programs: ‘Debt Model’

  • Investor is only a lender not an owner.
  • Investor is behind all other lenders and will be paid last, which increases the risk of non-payment.
  • If project fails Investor may lose 100% of investment.
  • No profit potential; only a return of capital.
  • Visa backlog at USCIS may extend repayment date to 10 years or longer. Investor receives 1% or less for many years before I-829 is issued.

Embassy Suites Seattle level 16American Life’s Programs: Equity Ownership Model

  • Investor is an owner of the Limited Partnership, the titled owner is registered with United States Government – USCIS
  • Investor is equal to all limited partners; there is no seniority.
  • If project fails Investor may lose capital but real estate will have value when sold
  • Profit potential as Investor shares in the profit, if any, when the real estate is sold.
  • Investor receives quarterly distributions from profit upon project completion, generally 1-3 years after investing (depending on when the investment is made in the construction period)

This analysis is for information purposes only and does not constitute an offer to sell or a solicitation of an offer to purchase any interest in any specific project. No warranty is given as to its completeness or accuracy of the information contained, facts and statements, while given in good faith, are subject to change without notice.

American Life EB5 Visa Investment return success

American Life has a long history of EB5 visa investment return success.  It has five hotels in four cities that are each giving at least a 5% return on investment. Performance varies month by month, in line with occupancy, but the company and investors are delighted that the hotels are performing better than projected in the original Offer documents.

EB5 Visa investments are still available in the current project: an Embassy Suites Hotel by Hilton in Seattle, Washington. The project already has some 200 visa approvals and the hotel opening is planned for May 2017, so income is only a year away.

Previous EB5 Visa investment return success.

You can ask Richard about these that are all giving EB5 Visa investment return success for American Life EB5 investors:

Courtyard Seattle Downtown/Pioneer Square. 612 2nd Avenue, Seattle, Washington 98104

TownePlace Suites Lancaster. 2024 West Avenue J8, Lancaster, California 93536

Homewood Suites by Hilton Atlanta Airport North. 3405 Bobby Brown Parkway, Atlanta, Georgia 30344

Courtyard Los Angeles L.A. LIVE. 901 West Olympic Boulevard, Los Angeles, California 90015

Residence Inn Los Angeles L.A. LIVE. 901 West Olympic Boulevard, Los Angeles, California 90015

Henry Liebman American Life CEO, meets potential EB5 investors

Henry Liebman American Life CEO discussed his current EB5 investment opportunity

For 3 days in April Henry Liebman American Life CEO, met potential EB5 investors one-on-one in the London office to talk about the current American Life offering:  255 South King Street, an Embassy Suites Hotel by Hilton.  They have the opportunity, for the next three months or so, to invest into this project. Building began in June last year and the doors should open in May 2017.

Contact Richard Robinson for more information about American Life’s EB5 investments.

Previous opportunities

See a list of American Life’s previous EB5 investment opportunities in Marriott or Hilton hotels.  They have all achieved at least a 5% return on investment.


JUNE 2015.  Crews last week assembled the first of two tower cranes that will build a 23-story Embassy Suites hotel for American Life in the parking lot north of CenturyLink Field.

When it opens in the third quarter of 2017, the 297-room hotel will sit atop a four-story podium containing 372 parking stalls and 15,000 square feet of pedestrian-level retail space. The hotel will connect by a lofty atrium to a conference center, and a health club with a pool. Hilton will manage the hotel.

See original story.